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Payouts move value out of the Thiqwave ecosystem to end recipients. You can pay out in fiat to bank accounts or transfer stablecoins to blockchain wallets. All payouts start with a quote to lock in rates and fees.

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Fiat Payouts

Disburse funds to bank accounts using local real-time settlement systems and instant payment networks. Supported Methods (Corridor-Dependent):
  • Bank account transfers
  • Real-time payment network disbursements
  • Local instant settlement rails
Fiat payouts settle within minutes in most corridors. Funds come from your stablecoin settlement account and are converted to fiat at payout time.

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Stablecoin Payouts

Transfer stablecoins directly to blockchain wallets. Supported Stablecoins:
  • USDT (multi-chain)
  • USDC (multi-chain)
  • Local non-USD stablecoins (corridor-dependent)
Supported Chains:
  • Ethereum
  • Base
  • Polygon
  • Tron
  • Stellar
  • Solana
  • XRPL
  • Sui
  • Hedera
Stablecoin payouts are atomic and on-chain settlement is final within blockchain confirmation times.

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Quote-First Flow

Every payout requires a quote:
1

Request Quote

Call POST /v1/quotes with destination amount, recipient, and corridor
2

Receive Lock

Get exchange rate, fees, and 3-minute lock window
3

Execute Payout

Call POST /v1/payouts with the quote ID before expiry
4

Monitor Settlement

Track via webhooks and the Payouts API until completed state
If the quote expires, request a new one. Rates may change between quotes.

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Payout Lifecycle

Every payout progresses through states:
StateDescription
pendingPayout created and awaiting processing
processingFunds being transferred (on-chain or fiat network)
completedRecipient has received funds
failedPayout did not settle (check webhook for reason)
Webhooks notify you of state transitions. Listen for payout.completed and payout.failed events to drive downstream logic.

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Fees & Pricing

Payout fees vary by:
  • Destination corridor
  • Fiat vs. stablecoin
  • Destination method (bank, wallet, etc.)
All fees are included in the quote and locked for 3 minutes. No hidden charges.

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Next Steps

Sending Payments Guide

Quotes Concept

Payouts API

Webhooks Reference