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Payouts move value out of the Thiqwave ecosystem to end recipients. You can pay out in fiat to bank accounts or transfer stablecoins to blockchain wallets. All payouts start with a quote to lock in rates and fees.

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Fiat Payouts

Disburse funds to bank accounts using local real-time settlement systems and instant payment networks. Supported Methods (Corridor-Dependent):
  • Bank account transfers
  • Real-time payment network disbursements
  • Local instant settlement rails
Fiat payouts settle within minutes in most corridors. Funds come from your stablecoin settlement account and are converted to fiat at payout time.

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Stablecoin Payouts

Transfer stablecoins directly to blockchain wallets. Supported Stablecoins:
  • USDT (multi-chain)
  • USDC (multi-chain)
  • Local non-USD stablecoins (corridor-dependent)
Supported Chains:
  • Ethereum
  • Avalanche
  • Arbitrum
  • Base
  • Polygon
  • Tron
  • Stellar
  • Solana
  • XRPL
  • Algorand
  • Sui
Stablecoin payouts are atomic and on-chain settlement is final within blockchain confirmation times.

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Quote-First Flow

Every payout requires a quote:
1

Request Quote

Call POST /v1/quotes with destination amount, recipient, and corridor
2

Receive Lock

Get exchange rate, fees, and 3-minute lock window
3

Execute Payout

Call POST /v1/payouts with the quote ID before expiry
4

Monitor Settlement

Track via webhooks and the Payouts API until completed state
If the quote expires, request a new one. Rates may change between quotes.

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Payout Lifecycle

Every payout progresses through states: Webhooks notify you of state transitions. Listen for payout.completed and payout.failed events to drive downstream logic.

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Fees & Pricing

Payout fees vary by:
  • Destination corridor
  • Fiat vs. stablecoin
  • Destination method (bank, wallet, etc.)
All fees are included in the quote and locked for 3 minutes. No hidden charges.

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Next Steps

Sending Payments Guide

Quotes Concept

Payouts API

Webhooks Reference